HapiMoney

Apple is larger than Microsoft

Image via Wikipedia Some of the most shocking news in the last few days has been the fact that Apple (AAPL) is now considered larger than Microsoft (MSFT) in the S&P500 rankings. While technically it’s not accurate (the S&P numbers don’t reflect a large number of common shares outstanding from Microsoft which are not available [...]

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How much do you need to retire

Image via Wikipedia There are a lot of different ways to do this, and a variety of different results will come because of it. Personally, I choose to stick to more conservative methodologies, but you can be as aggressive as you like. Here’s how I calculate the amount you need to retire: 1. Figure out [...]

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Money Management's Dirty Little Secret

Image by jtyerse via Flickr Economists and Money Managers have a dirty little secret: spending money now is better than spending money later.  It’s true, ask them.  Finance professionals even “discount” money to be received in the future – things like inflation, opportunity cost and risk of loss all eat away at its value. Hell, [...]

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