HapiMoney

Should you invest in Gold?

Image by dieselbug2007 via Flickr Over the past few years, the stock market has been tanking. All the while, Gold has been going up and up, seemingly without limit. So why not invest a larger portion of your portfolio in gold?  After all, traditional wisdom says that the stock market and gold are negatively correlated [...]

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The Power of Compounding (and saving now)

Image by Beatriz AG via Flickr Two Hypotheticals: Planning for a Rainy Day In scenario 1, you invest 5 grand at the end of each year for the next 10 years. After 10 years, you don’t invest a dime until you retire (at the end of year 30). Thus, you’ve invested $50,000 total. In scenario [...]

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Why Investing Is Valuable

Image via Wikipedia Everyone knows that you should invest your money in the stock market, but not a lot of newbies understand a lot of the rationale.  Thus, here’s a little investing 101 seminar. Risk/Reward To simplify, the riskier something is, the better the payout should be. For instance, winning the lottery is such a [...]

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