HapiMoney

Mapping Your Financial Infrastructure (Guest Post)

Today’s guest post has been provided by Alan Perlman. Alan is a travel blogger, and also an economist for a cost-of-living firm based in Cambridge, MA. You can find him online @alanperlman. Mapping your financial infrastructure is a mundane task. It’s not exciting. It’s not likely to save you big bucks. Instead, it’s the sort [...]

Continue reading...

What’s the difference between a 401k and a Roth IRA

Image by urban_data via Flickr The only difference between these two retirement vehicles is when you get taxed. A 401k allows you to contribute money pre-tax to an account (say when you are 30 years old), and the only time you get taxed is when you retire (say at 62 years old). All capital gains [...]

Continue reading...