HapiMoney

How much do you need to retire

Image via Wikipedia There are a lot of different ways to do this, and a variety of different results will come because of it. Personally, I choose to stick to more conservative methodologies, but you can be as aggressive as you like. Here’s how I calculate the amount you need to retire: 1. Figure out [...]

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Money Management's Dirty Little Secret

Image by jtyerse via Flickr Economists and Money Managers have a dirty little secret: spending money now is better than spending money later.  It’s true, ask them.  Finance professionals even “discount” money to be received in the future – things like inflation, opportunity cost and risk of loss all eat away at its value. Hell, [...]

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