HapiMoney

How do you figure out your asset allocation?

Once you’ve determined how much cash to keep on hand the next step is to figure out what to do with the rest of your assets.  It seems confusing, especially if you’ve never done it before, but it’s not. These assets should be divided into two categories, fixed income (or assets whose value is derived [...]

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Your Home is Not an Investment

Image by thinkpanama via Flickr Those real estate agents are tricky, prone to all sorts of chicanery. They will tell you things like “oh, this home is a great investment!” and fill your head with dreams of your home doubling, or even tripling in value.  Certainly, you will live here and raise a family here, [...]

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