HapiMoney-Our Process

HapiMoney Our Process

After spending 10 minutes with HapiMoney, you'll have all the information you need to start planning your future. HapiMoney uses a custom five step "Deep Dive" methodology, step by step delving into your fiscal needs, to painlessly deliver highly customized, in-depth results. And instead of inundating you with excessive information that you don't need, we'll act as your financial filter, eliminating any information overload you've likely experienced in the past.

Signing up is painless, and all of your information is secure. Besides, we purposely don't collect any personal information that can be linked to you. All it takes is an email address and a couple of minutes.

asic Info

In the first section, you will provide us some basic information on your age and when you want to retire. Using a few assumptions, we can provide you with some basic analysis of how much you will need to retire.

Budgeting

In this section, we will dive into more depth and discover how much money you are earning every month versus how much you spend. This will allow HapiMoney to calculate how much savable income you will be able to generate over the course of your life. It will also give us insights into how much cash you should keep on hand for asset allocation purposes.

Asset Planning

In this section, HapiMoney will collect some information regarding what types of things you own, or in other words, what assets you have. Depending on your debts/liabilities (how much you owe to other people), we can provide a much more in-depth view of your financial health. At this point in time, we will have all of the financial information we need from you, which leaves the last section.

Risk Management

By taking this academically developed questionnaire, you will let us know how risk adverse or risk seeking you are. Using a proprietary formula, based on your age, years until retirement and risk profile, we will be able to provide for you an exact asset allocation split that works for your personality.

Personalized Report

By this point in time, we have all of the information we need to provide you with a personalized financial report specified to your needs. Sometimes, however, what you need to do might not jive with what you currently have or what you expect. HapiMoney is here to help you out, and try to understand what financial changes you will need to undergo to reach your long term goals.